For many years, savers have seen cash as a safe, reliable option when building up a nest egg for the future. However, inflation has the potential to seriously reduce the value of cash savings over the years. Whilst a modest level of price inflation is considered a marker of a healthy economy, high inflation rates […]

Most grandparents are familiar with the financial challenges faced by their grandchildren as they progress through education and into the world of full-time work. Costs such as university tuition fees can leave upcoming generations with substantial debts even before they enter the workplace, making it harder for them to save for a deposit on their […]

As November approaches, anticipation mounts for the United Nations 26th annual climate change summit (COP26), which is being touted as the most important climate change event since the 2015 Paris Agreement.  With the event to be held in Glasgow, the UK will be in the spotlight as world leaders unite to continue the work left […]

The Financial Conduct Authority (FCA) is concerned about how much influence social media could be having on younger investors, who could unknowingly be taking on significant financial risks. According to the FCA, this younger, more diverse group of investors is highly reliant on social media platforms such as Instagram, YouTube, and TikTok for investment tips […]

Thinking of privately educating your child?Private school fees have once again increased this year, with an average termly fee of £12,000 (£36,000 per year) for boarding schools and £5,064 (£15,191 per year) for day pupils. A Lifetime EndeavourAs data from the Independent Schools Council shows, sending your child to private school is a significant financial […]

The mantra of ‘Keep Calm and Carry On’ is likely to have been a well-versed phrase for investors over the past year or so, as the pandemic profoundly impacted the investment landscape. The global impact of the virus has been the catalyst for a seismic shift in public behaviour. Investors should consider the implications of […]

Did you know that this expression about the envy of others dates all the way back to 1913, when a New York Globe comic strip ‘Keeping Up with the Joneses’ first appeared and created an enduring, meaningful expression? Even further back, envy was evident in biblical times; the Tenth Commandment is proof of that – […]

The pandemic has affected almost everyone in numerous different ways, whether that is financially, medically, or socially; its death toll has been appalling and overshadows everything. Fortunately, the vast majority have come through the pandemic, but the speed of recovery has been variable. Medically, many patients have recovered well, but some have prolonged symptoms which […]

The jobs market continues to show signs of recovery with the latest labour market statistics reporting a record rise in the number of employees on company payrolls, another decline in unemployment and a rise in job vacancies. Although the number of people in work remains well below pre-COVID levels, recently released ONS data has highlighted […]

Consumers lack confidence and understanding about issues relating to their pensions, according to two studies. The findings reveal the need for people to fully engage with their retirement planning. Overestimating State Pension Savers are confused about the amount of State Pension income to which they’re entitled, as well as the age at which it can […]