Lynda had never really considered financial advice previously, however, she intended to retire and wanted to know whether she was able to retire and maintain her current level of income. She had a pension from her previous employer as well as various savings she had built up over time.
After speaking to other advisers who were more interested in investing her cash and pension rather than listening to what she needed, she contacted the team here at Audley Wealth.
We were able to listen and understand what she needed and put together a plan to utilise her Personal Allowance. The plan meant that she would pay little or no tax on her income for the foreseeable future and also allow her to invest a proportion of her savings in tax-efficient ISAs. We also left sufficient cash as an emergency fund, a holiday fund and a treat fund.
Lynda was very happy with the outcome and referred Audley Wealth to a friend looking for advice.