Ian was 55 running his own consultancy business. His wife has suffered from long-term illness and spending time away from home was becoming more difficult. Ian owns his own home but had no savings of note. He wanted to take a step back and re-evaluate his work life balance to spend more time with his wife and take more breaks together. After reviewing Ian’s pensions, we were able to release a lump sum which meant he could cut down his work to three days a week and cushion the reduction in income.