Al & Zuzi recently had a second child and they were concerned about what would happen to their children should something happen to them. They both worked to provide for the family so neither were in a position to stop working should the unthinkable happen. Audley recommended arranging Life and Critical Illness Insurance to repay their outstanding mortgage, as well as a Family Income Benefit Insurance which would provide a regular income until their children were 21. Audley also recommended that they implemented a Will to name the guardians of their children should anything happen to them. This provided them with peace of mind knowing that their children were provided for.